Before Heritage Holding, Cliff worked in corporate strategy, equity research, and capital markets. Cliff started his career at M&T Bank, where he worked with business owners to manage their interest rate risk. After M&T, Cliff was an equity research associate for FBR & Co. in Washington, DC. In this role, he was responsible for conducting onsite diligence and publishing investment research reports on publicly traded Consumer Products companies. Most recently, Cliff was a commercial team leader at Enviva Partners, a fuel supplier headquartered in Maryland. While covering clients in Europe, he structured contracts and oversaw logistics for physical commodities shipments. Cliff holds a BS in Sociology from Princeton University, where he played on the varsity lacrosse team.